Commercial & Asset-Based Lending

At Cahaba Mortgage Group, we help business owners, real estate investors, and entrepreneurs unlock capital when and where it matters most. Whether you’re acquiring a new commercial property, leveraging high-value assets, or bridging a financing gap, our lending solutions are built around your deal—not a bank’s checklist.

We move fast, think creatively, and bring access to a broad network of lenders across the country.


What We Offer

We specialize in a wide range of commercial and asset-based lending services, including:

Commercial Property Loans

Purchase or refinance office buildings, multi-family properties, warehouses, retail centers, or mixed-use developments.

Asset-Based Lending

Leverage physical assets—like aircraft, vessels, or equipment—as collateral for capital. Ideal for borrowers with non-traditional income or credit profiles.

Equipment Financing

Secure funding for heavy machinery, construction equipment, fleet vehicles, or manufacturing gear—whether new or used.

Bridge Loans

Fast, short-term capital while you finalize long-term financing or close another deal.

Business Lines of Credit

Flexible working capital tied to real collateral or business performance—draw what you need, when you need it.


Assets We Can Lend Against

We offer financing solutions backed by high-value or income-producing assets, including:
• Real estate (commercial, land, or rental portfolios)
• Aircraft (fixed-wing or helicopters)
• Marine vessels & barges
• Heavy equipment & machinery
• Commercial vehicles & fleet assets
• Inventory or material stockpiles
• Business receivables (in some cases)


Who We Serve

We work with a range of commercial borrowers across the Southeast and beyond:
• Real estate developers & investors
• Construction & industrial firms
• Business owners & operators
• Entrepreneurs with large capital needs
• Aviation, logistics, and marine businesses
• Borrowers who’ve been told “no” by traditional banks

If you’ve got a deal and the collateral to support it, we’ll help you find the capital to move forward.


Why Borrowers Choose Cahaba

Our process is built for speed, flexibility, and borrower success:
• Access to Nationwide Lenders – We broker your deal to match the right capital source
• Creative Structures – We know how to get deals done, even when they’re complex
• Faster Closings – Time-sensitive? We’re built for it
• Real People, Real Service – No call centers. No corporate runaround. Just solid dealmaking

You bring the asset or opportunity. We help unlock the funding.


Real-World Deal Examples

Recently Funded:
• $1.2M | Warehouse acquisition | Birmingham, AL
• $900K | Asset-backed loan using aircraft | Montgomery, AL
• $625K | Equipment financing for logging operation | Tuscaloosa, AL
• $450K | Bridge loan for real estate flip | Baldwin County, AL
• $500K | Revolving line of credit for trucking company backed by fleet assets


The Process
1. Initial Call or Form Submission – Tell us what you’re working on
2. Review & Strategy – We assess your asset, collateral, and goals
3. Lender Matchmaking – We source multiple lending options
4. Close & Fund – Fast closings, guided every step of the way

We don’t overcomplicate it. If the deal makes sense, we’ll help you get it done.